It’s that time of year again…….when I spend a morning with all my paperwork/bills etc and a calculator to work out my budget for the year to come. I have a very simple system for managing my money (even managing to grow savings despite my very small income) which I share with you here as it may help you if you’re not used to budgeting and are looking for some ideas/help. But….this is extreme budgeting so I may go a little too far for you…..that’s fine…..simply use the ideas on a scale which suits you. Please note: this is not financial advice, simply me sharing how I manage things.
Year: 2024
On the Sofa (with books): Salty Skin & Splashing Oars. #booktube
Todays books are ‘Salt on my Skin’ by Sarah Kennedy Norquay and ‘The Boys in the Boat’ by Daniel James Brown. Moments from last year.
Beyond Frugal: How do you NOT spend?
My most frequently asked questions are around my money matters and the two most common ones I am asked are “How do you NOT spend?” and “How do you resist temptation?”…….today I aim to answer these for you.
